How it works | for members

When it’s easy to pay for healthcare, it’s easier to stay healthy.

Manage healthcare costs

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Access to high-quality care

Whether it’s a routine checkup, surgery, dental or vision care, medication, or emergency, TempoPay can be used for everything. We’ll even help you find a care provider.

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Flexible payment plan

Create your own payment plan from various options—payroll deduction, personal bank accounts, or your HSA. Repayment is on your terms. You choose the length of time you need to repay.

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Always current

If you want to update your payment plan or review your spending, the TempoPay app keeps up with the rhythm of your life.

Use TempoPay to:


Pay for healthcare services and products, from emergency room visits to dentistry


Set up flexible payment plans with 0% interest or fees


Find and schedule high-quality care at the best cost


Consolidate how you pay—deduct from your paycheck, HSA, or personal bank account
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We designed TempoPay to be easy to use. Need more details? Take a look at our FAQs for more information.

How do I start using TempoPay?

Your employer or health plan will provide instructions and details on how to download the app and sign up for Tempopay. Once you have the app, you can set up your account and be ready to pay for care right away.

What can I use to repay my balance?

With TempoPay, you can repay on your own terms: default payroll deductions, connect your personal bank accounts, or pay from an HSA (healthcare savings account) or other pre-tax account.

Where can I use TempoPay?

You can use your TempoPay card wherever Visa is accepted for you and/or your dependents medical expenses. The TempoPay card can only be used at Medical, Dental, Vision and other merchants that provide healthcare services.

How is the amount available on my card determined?

Your employer will choose a spending limit to cover your out-of-pocket healthcare costs.

How long do I have to pay for my healthcare costs?

You can pay off your TempoPay card over 13 months. You can change the payment term at any time however 13 months is the maximum.

How does TempoPay work with my pretax benefits?

TempoPay gives you access to additional dollars above and beyond your pretax benefits. If you don't have enough in your pretax account to cover medical expenses, TempoPay covers the gap immediately.

Does TempoPay affect my credit?

TempoPay will not affect your credit and do not run credit checks.

What happens when I leave my employer?

Should you have a remaining balance, you can continue your repayment plan uninterrupted by linking a personal bank account. However, you will no longer be able to spend on the TempoPay card.

Get started today

We designed TempoPay to be simple to use—and that includes choosing a plan and cuing it up. No extra administration, no liability.

Speak to our team